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For many homeowners storm damage is covered under homeowner’s insurance… Let us help you.

INSURANCE CLAIMS

Hail or High Winds Can Damage Roofs

Hail and wind storms cause serious damage to roofs in our region, especially during the Spring and Summer months. Hail has been reported throughout regions of Oklahoma just about every month, with the worst being the transitional months in the spring between mid-April to mid-May.

Homeowners insurance may help cover certain causes of storm damage, including wind, hail and lightning. However, damage caused by flood and earthquakes typically is not covered by a standard homeowners insurance policy. It's important to read your policy to learn what types of storm damage may or may not be covered.

Duralast Roofing Specialists will inspect your roof for wind or hail damage following a storm event, and help you better prepare to file and negotiate an insurance claim.

Duralast Roofing Specialists is locally owned and operated, located in Owasso just north of Tulsa, OK.

Be Aware of "Fly-By-Night" Storm Chasers Please be aware that after damaging storms, out-of-town “storm chaser” roofing companies frequently try to sell new roofs to local homeowners. These companies aren’t interested in a long-term relationship with their customers and aren’t readily available if you experience problems with your roof.

Some home insurance providers offer a discount to homeowners who choose hail-impact shingles. Since Duralast specializes in residential roofing we know the benefits of hail-impact resistant shingles, and we can help explain roof shingle options available to you to better protect your home.

Roofing Insurance Claims If you suspect you have hail damage and need to file an insurance claim, please contact Duralast Roofing Specialists for a free hail damage inspection.

After filing a claim an insurance adjuster usually will visit your home and inspect your roof. Duralast Roofing Specialists will represent you and your interests possibly by even meeting with the insurance adjuster to make sure they realize the full extent of your storm damage.

Duralast Roofing Specialists will help you ensure that you receive the full benefits that are possible from your insurance company so that your roof is repaired or replaced with high quality shingles and workmanship to meet or exceed the quality of your previous roof.

Duralast Roofing will help you navigate the claims process and make sure that you are treated fairly by your insurance company.

If you suspect your may have roof damage from a storm, contact Duralast Roofing Specialists at (918)906-7800 for a free damage inspection.

DAMAGE TO YOUR ROOF

Roof Damage Must Be Corrected Fast

Tips for Filing an Insurance Claim After a Storm

Hail - What to do After a Storm

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Have a Professional Roofer Help you Assess Your Roof's Damage

Call Duralast for Storm DamageRoof damage claims can be difficult to process for many policyholders because roof damage is often difficult to accurately assess. Insurance adjusters may attempt to attribute storm-related roof damage to preexisting factors or routine wear and tear. In some cases, new storm roof damage may exist but remain undetected for long periods due to the claim adjuster’s neglect to thoroughly investigate and evaluate the extent of damage.

Call Duralast Roofing to help you assess your roof damage for an insurance claim. Most property insurance policies are not designed to cover routine wear and tear of your roof. Instead, policies aim to protect your investment from sudden and unforeseen roof damage. However, insurance providers all too frequently deny claim settlements for roof damage by incorrectly attributing sudden and unforeseen damage to pre-existing conditions or natural degradation.

Regardless of the exact circumstances and condition of your roof, it’s important to contact a roofing expert if you think your roof’s integrity might have been compromised by any of the following typically insured perils:

  • Hail Damage
  • Water Damage
  • Falling Tree Damage
  • High Wind Damage
  • Snow or Ice Damage

Or any Any other incident of accidental roof damage.


Damage From High Winds, Storms or Hail Should Be Covered by Homeowners Insurance

Call Duralast for Hail DamageDuring a destructive storm, thunder, lightning, torrential rains, high winds or all of the above can occur. If hail is also present, your property can accrue extensive damage. Roof damage, window damage and destruction to structure siding commonly result from hailstorms. Despite this, hail damage claims are notoriously challenging to document and substantiate without the right approach and expertise.

Call Duralast Roofing Specialists if you suspect hail damage to your roof. Our team has years of experience inspecting storm damaged homes, and we use cutting edge roofing and weather technology to substantiate hail damage claims on behalf of our clients. Our professionals will help you win the settlement you deserve, even in the case of a denied or underpaid hail claim by your insurance company.

How to Check for Hail Damage

It’s not uncommon for the independent claim adjuster from your insurance company to downplay hail damage, even if you were present during the hailstorm and can attest to its scale. We highly recommend that you proactively assess your property and look out for the following signs of hail damage to help with your claim:

  • Impact Marks – Hailstones often cause impact marks on the siding of a home, business or automobiles. Proof of impact marks can help substantiate a hail damage claim.
  • Chips – Hailstones can cause paint, stucco and other coating to chip off. Investigate the area surrounding your property for evidence of chipped coating after a hailstorm.
  • Broken Glass – Hail and excessive winds can cause glass on windows, cars and patios to crack or shatter.
  • Dents – Hail can cause aluminum siding, metal roofing and other similar materials to dent.

Don't let your insurance company deny a claim due to “wear and tear” or some type of preventable maintenance issue. While that may the case for some claims, many times the denial was based off of a sloppy and quick investigation into hail damage. Always get a second opinion from an experienced contractor if your claim has been denied, delayed or underpaid.

Identifying Hail Damage to Roofs

When roofs are damaged by hail, it isn’t always obvious, making hail claims difficult to quantify since roof systems may appear undisturbed. To the untrained eye, these impacts may be imperceptible, making it all too easy for your insurance company to deny or dismiss your hail damage claim.

An experienced roofer can better assess damage that may compromise the integrity of the underlying roof system. The roof damage resulting from hailstorms may ultimately become obvious, but if too much time has passed since the original damage took place, it can be challenging to link your hail claim to the original storm.

If you suspect that your home or business may have hail damage, call Duralast Roofing to get a professional second opinion.

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